We're here to help
Are you having trouble paying your mortgage? Let us help you look for a solution.
If you are having difficulty making payments on your mortgage, our Member Solutions Specialists are here to help you with a wealth of resources and information. Please call us anytime and we will be happy to help you look for a solution based on your unique situation, including a possible modification of your loan. You can reach us toll free at 800.334.2489, Option 6, or directly at 206.398.5757
.
We also have financial counselors available through BALANCE, our financial fitness program. They have helped hundreds of members just like you. You can call them at 888.456.2227
, or visit seattlecu.balancepro.org.
Additional support for help with home financing issues
Here's a list of documents you should have ready for a possible modification
- Hardship letter: This is a short letter giving a detailed description of the situation you are in and the reasons why you are having difficulty making your mortgage payments.
- A copy of your federal income tax returns for the most recent tax year, two years for self employed income.
- Most recent copy of your W-2 form.
- Copy of your bank statements for the past three months.
- Copy of your pay stubs showing your income from your job for the past two months.
- Valid copies of documents that support your hardship claims, such as a pink slip from your work, divorce papers, hospital bills, death certificate, etc.
- Your current financial statement financial worksheet that specifies your monthly income and expenses. It also shows how much you are coming up short each month with the current house payment.
- Profit and loss statement, if self employed.
- Unemployment Benefit Statement, if you experienced a loss of job.
