Member Benefits

Membership is sweet

Being a member of Seattle Credit Union means local is a big deal to you. Seattle Credit Union was founded in 1933 by City of Seattle municipal workers. In the 80+ years since then, we've grown with this area. We know what people of the Seattle-area and the Northwest value. We know because that's who we are, and we value those things too.

On this page you'll find a list of benefits and programs that are available to Seattle Credit Union members.

As a member, you'll have access to great products, benefits, and programs including:

A Member Referral Program

As an existing member of Seattle Credit Union, you'll receive a $25 Thank You Bonus* for each new member you refer. We’ll also pay a $25 Welcome Bonus* to the person you referred. Just be sure they use the promo code "REFER" when applying online. See complete details.

A top-of-the-line credit card

A Seattle Credit Union Visa^® credit card is one of the best deals in the financial industry. You'll get:

Rates as low as 12.24% APR (See rates page for details.)
No annual fee
No balance-transfer fees
Free enrollment in uChoose Rewards^TM, an industry-leading rewards program that allows you to redeem points for cash, travel, and brand-name merchandise.

A Robust Mortgage Center

Whether you’re buying your first home or looking to refinance a mortgage that no longer fits your needs, Seattle Credit Union has the expertise to make sure you get the right home loan that you’ll love for as long as you love your home.

A Worldwide Network of Surcharge-free ATMs

As part of the CO-OP ATM Network, Seattle Credit Union gives you access to a system of surcharge-free ATM that is bigger than anything big banks can offer. You can use any of the nearly 30,000 U.S. ATMs with no fee. Check your balance, transfer money, make deposits, and get cash wherever you go with no hassle.

An Auto Loan Program That the Dealers Can't Match

Most lenders’ auto-lending services stop when you sign the loan papers. Not Seattle Credit Union’s. Seattle Credit Union auto loans also come with optional services, such as:

Anytime Skip-a-Pay, which allows you to skip up to two regular payments every twelve months when you need a little extra cash.
Guaranteed Asset Protection (GAP), which in the event your car is stolen or totaled can pay the difference between what your car is worth and what you owe.
Mechanical Breakdown Protection (MBP), also called Extended Warranty, protects you against expensive repairs at prices that can be thousands less than programs through the dealer.
Debt Protection, which can alleviate some of the pressure of your car payment if you are sick, injured, or lose your job.

Become A Member

The Family Security Plan®

A Trusted Partner of Seattle Credit Union

Since 1973, The Family Security Plan® has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With Seattle Credit Union and The Family Security Plan® on your side, take the first steps toward securing your family’s future.

Through a partnership with The Family Security Plan®, we are pleased to offer members:

Whole Life Insurance

Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.

Term Life Insurance

If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance

In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance

Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance

Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.

To find out more about any of The Family Security Plan® programs, visit familysecurityplan.com or call 855.789.4976.

Get a Quote

Disclosure

Family Security Plan (FSP) insurance products are made available through Schmitt-Sussman Enterprises, Inc. (dba PFP). The FSP insurance products offered are not deposits, are not federally insured, and are not sold or guaranteed by Seattle Credit Union. PFP's principle place of business is 34 Prindle Hill Road, Orange, CT 06477. For details, contact a FSP Representative at 855.789.4976. The products are underwritten by insurance carriers, Security Mutual Life Insurance Company of New York (NAIC #68772) and Combined Insurance Company of America (NAIC #62146). PFP is not an owner or subsidairy of Seattle Credit Union.

*Covered critical illnesses are defined in the policy.

Trustage Insurance Discounts

Trustage Life Insurance

TruStage^® offers life insurance, an auto and home insurance program, and a health insurance program through the TruStage Insurance Agency. With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 16 million families.

Learn More

Trustage AD&D Coverage

If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:

Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you're a Seattle Credit Union member over the age of 18, you can't be turned down.
Your coverage cannot be canceled as long as your premiums are paid and you remain a member of Seattle Credit Union.
There's a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.

Learn More

Trustage auto insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much?

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

Credit union members could save hundreds*
Nationally recognized companies
Friendly, 24/7 service—even on holidays
Discounts for multiple vehicles, good driving and more**
Mobile app for easy claims

Get A Quote

Trustage Home insurance

The TruStage^™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:**

Potential savings for Seattle Credit Union members
Discounts for multiple policies
24/7 claims, even on holidays
Inflation protection
Temporary housing assistance when you need it